Title insurance is a policy that protects against financial loss stemming from problems found in a property’s title, or legal ownership.
As the buyer, how do you know the seller really owns the property? How can you be sure there are no liens, such as from unpaid taxes and lawsuits, or undisclosed heirs who might claim ownership? The answer lies in the title search.
A good title search generally turns up these types of issues. And a good title insurance policy will protect you should they arise during your ownership.
Ordering Title Insurance is done after your offer has been accepted by the seller. The company that it has been ordered from will order the title search, determine if there are any defects, liens or judgments that need to be cleared up and prepare everything for the closing on your new home! It is the buyers choice on which Title Company they want to use, but if you don't have a specific company that you want to use, I recommend:
Jennersville Abstract, Inc. d/b/a
Edge Abstract Independence
650 W. Baltimore Pike
West Grove, PA 19390